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This home is a true gem in South Gulf Cove! Nestled on the largest lot in Harbor West, situated on over one acre, it has sailboat water access, making it a boater's paradise. Built in 2021, this unique Lennar built Sunset model is located in the exclusive, gated community of Harbor West, the only master-planned and gated community in South Gulf Cove. The home boasts a coastal design with 3 bedrooms, 3 bathrooms, and a den that can serve as a fourth bedroom. With 275 feet of water frontage, the property features a 90-foot extended paver walkway leading to a 14, 000 lb boat lift and a maintenance-free composite dock. Inside, the formal foyer opens to a spacious living room with a custom-built entertainment center and electric fireplace. The kitchen is a chef's delight, with solid wood 42” cabinets, a built-in oven and microwave, an electric cooktop, a pot filler, a vented hood, and a farmhouse sink. The large center island with quartz countertops and bar seating connects to the breakfast nook with a picture window. The luxurious owner's suite includes tray ceilings, his and her walk-in closets, dual vanities, quartz counters, and an oversized tiled shower, with direct access to the lanai and pool area. The laundry room is equipped with wood cabinets, a utility sink, and sleek barn doors. Outdoor living is a dream with panoramic water views, a clear view lanai screen, a heated saltwater pool and spa, and a fully equipped outdoor kitchen and bar. The home is packed with upgrades, including shiplap, board & batten, barn doors, 8’ interior doors, coffered ceilings, crown molding, and smart home readiness. Additional features include an irrigation system, security camera system, tile roof, outdoor paved fire pit, and aluminum pergola.
Live the extraordinary coastal lifestyle in this gated community with access to over 55 miles of boatable waterways. Enjoy the privacy and fabulous Florida weather. Port Charlotte offers some of the best swimming, boating, kayaking, and fishing in Southwest Florida. Your tropical oasis awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,200,000 | $1,200,000 | $1,200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
Monthly Tax Payment | $1,841 | $1,841 | $1,841 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,291 | $7,684 | $10,453 |
Total Monthly Payment | $9,257 | $9,650 | $12,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.