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Set sail today with this remarkable turnkey waterfront 3-bedroom 3 bath Spanish style private pool villa with its very own 45-foot deeded dock and boat slip. A true boaters Paradise with direct Peace River access. Welcome to Emerald Pointe, Punta Gorda’s Premier boating community with amenities galore! This immaculate home boasts more than 2300 square feet of tiled living space with tons of room for entertaining, featuring a huge wrap around deck and oversized lanai great for enjoying friends and family while soaking in the sun and salt air. Impressive stained glass front doors and windows bring sparkling light into the entryway leading you towards the incredible first floor living space. Living room, family room, atrium, dining area, kitchen, spacious sunroom, guest bedroom with private orchid deck, main floor mini suite with en-suite bathroom and sliding glass doors to pool - all first-floor gems. Venture upstairs to your commanding second floor master suite with pool and dock views, spacious closets, with a generous master bath featuring a skylight, separate shower and an oversized tub. Enjoy beautiful tropical landscaping which surrounds this incredibly well-maintained Villa. Why not have it all? But wait, there is more. . . the true magic of this home lies beyond its walls. Emerald Pointe offers a strong and vibrant community with an array of amenities that elevate everyday living including a clubhouse for gatherings with a restaurant. Cool off in one of the several sparkling pools, or challenge friends to a match on the pickle ball or tennis courts. For boating enthusiasts, the private marina, complete with first come/first serve boat docks and boat launch, is a dream come true. Set sail and explore the stunning waters of the Gulf, all just steps from your front door. There is even an on-site RV and boat storage yard. Safety and peace of mind are paramount in this gated community, with 24-hour security ensuring a tranquil living experience. Location is everything, and Emerald Pointe doesn’t disappoint. You’re just minutes from the vibrant heart of Punta Gorda, where you can explore the charming shops and waterfront dining at Fisherman’s Village. The Gulf beaches are a short drive away, offering endless opportunities for sun-soaked relaxation and seaside fun. Plus, with easy access to multiple airports, travel is a breeze, whether you’re jetting off for business or pleasure. Don’t miss your chance to experience the best of Florida living in this beautiful Emerald Pointe home. Schedule a private tour today and discover why this community is the perfect place to call home. Paradise awaits! Well funded HOA. Fees lowering June 1 2025
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Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,600 | $439,600 | $439,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,743 | $2,888 | $3,680 |
Total Monthly Payment | $3,029 | $3,174 | $3,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.