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Classic Village Charmer- This circa 1920s Colonial is nestled on a quiet village street at the base of the Shawangunk Ridge, steps from all this lively community has to offer. The move-in ready 3-bedroom, 1. 5-bath home blends original charm with modern updates, showcasing quality craftsmanship throughout. The inviting rocking chair front porch sets a welcoming tone for enjoying crisp nights and warm summer days. Inside, the sunlit open-concept design features wide board floors, rustic aged wood beams, pocket doors, and elegantly tiled baths. The custom kitchen boasts a grand island and stone countertops, ideal for culinary enthusiasts. A versatile mudroom with storage, laundry, and a half bath completes the first floor. Upstairs, discover three bedrooms, a full bath, and a den leading to a walk-up attic with ample storage. The deep back and side yards provide a serene setting for relaxation, gardening, or entertaining. Combining beauty and brawn, this home features a high-efficiency forced-air heating and cooling system for year-round comfort. A full basement houses mechanicals and offers additional storage for all your outdoor gear. Outdoor enthusiasts will appreciate the home's proximity to Sam's Point Preserve, Minnewaska State Park Preserve, the O&W Rail Trail, and the Shawangunk Mountain Scenic Byway. After a day of exploration, unwind at home or take a short stroll to Ellenville's Restaurant Row, offering Zagat-rated dining, live performances at the renowned Shadowland Stages, quaint shops, museums, and pop-up art exhibits. Whether you are seeking a full-time residence, weekend getaway, or something in between, this house checks all the boxes! Come be a part of this magnificent Hudson Valley community!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $182 | $182 | $182 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,846 | $1,944 | $2,457 |
Total Monthly Payment | $2,103 | $2,201 | $2,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.