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This beautifully crafted single-story home in Waterman's Bluff invites you to slow down and savor life by the river. Nestled in a gated waterfront community brimming with Southern charm and natural beauty. Designed for both privacy and functionality, this home features three spacious bedrooms, two full bathrooms, and a two-car garage with rear access. It's all in the details with this one! The welcoming Southern-style front porch leads into a versatile dining room that could double as a home office, complete with stunning coffered ceilings and wainscoting. The open-concept family room, highlighted by a custom fireplace, seamlessly flows into a well-appointed kitchen with 42'' cabinetry, granite countertops, stainless steel appliances, an expansive peninsula with seating, and a cozy breakfast nookâperfect for casual family meals. The spacious primary suite offers a true retreat with a spa-inspired bathroom featuring a soaking tub, glass-enclosed walk-in shower, and dual marble vanities. Outside, the screened lanai is the ideal spot for sipping tea while enjoying the breeze and soaking in the peaceful surroundings. This home has one of the largest backyards in the neighborhood, great for the addition of a pool! Additional features include a tankless water heater and an Aquasana water conditioning system for added comfort. But the magic of Waterman's Bluff isn't just inside the homeit's all around you. Take a stroll to the community dock, drop a line off the fishing pier, or launch your kayak for a sunset paddle. If you've been searching for a home that blends Southern elegance with outdoor adventure, this is it.
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $646 | $646 | $646 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,189 | $3,358 | $4,279 |
Total Monthly Payment | $3,927 | $4,096 | $5,017 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.