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20428 Torre Del Lago ST, Estero, FL, 33928 | $539,000
Step into the breathtaking lake view and the serene elegance of this stunning private gem, perfectly nestled in the sought-after, resort-style community of Bella Terra. From the moment you arrive, you'll be captivated by the tranquil water vistas and the impeccable upgrades that make this home truly one of a kind.
This 3-bedroom, 2-bathroom, 2-car garage retreat has been thoughtfully refreshed inside and out. The home boasts fresh paint throughout, both interior and exterior, creating a crisp and modern ambiance. The extended, re-screened lanai—now equipped with an anti-noseeum screen—offers the perfect space to unwind while enjoying nature’s beauty. A brand-new tile floor and an expansive 10' x 20' paver patio invite you to entertain in style or relax under the open sky.
Every detail has been considered, from the LED lighting to the recently replaced AC for year-round comfort.
Living in Bella Terra means embracing a lifestyle of luxury and convenience. Your low HOA fees cover lawn maintenance, cable, Wi-Fi/internet, and access to a wealth of resort-style amenities—including a sparkling pool, fitness center, tennis courts, volleyball and much more.
Don’t miss your chance to own this exceptional home, where modern upgrades meet serene lakefront living. Schedule your private tour today and experience the beauty of Bella Terra firsthand!
Features
- Amenities: Basketball,BBQ - Picnic,Bike And Jog Path,Bocce Court,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Internet Access,Library,Pickleball,Sidewalk,Streetlight,Tennis Court,Underground Utility,Volleyball
- Bedrooms: 3
- Baths: 2 full
- Style: 1 Story/Ranch
- Development: BELLA TERRA
- Year Built: 2005
- Garage: 2-car Attached
- Heating: Central Electric
- Cooling: Central Electric
- Approx Sq. Feet: 1,679
- Acreage: 0.27
- Est. Taxes: $3,209
- HOA Fee: $811 Quarterly
- Lot Desc: Corner
- View: Lake
- Community Type: Gated
- Water Front: Yes
- Elem. School: LEE COUNTY SCHOOL OF CHOICE
- Middle School: LEE COUNTY SCHOOL OF CHOICE
- High School: LEE COUNTY SCHOOL OF CHOICE
- Pet Policy: With Approval
- MLS#: 225011918
- Website: https://www.raveis.com
/prop/225011918/20428torredellagost_estero_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20428 Torre Del Lago ST, Estero, FL, 33928
$539,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,200 | $431,200 | $431,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $267 | $267 | $267 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,725 | $2,833 | $3,610 |
| Total Monthly Payment | $3,084 | $3,192 | $3,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388