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Major Price Adjustment! Boater’s & Angler’s Paradise – Updated 3-Bedroom Home with Stunning New Shell Yard & Direct Canal Access to Charlotte Harbor
Welcome to the laid-back lifestyle of Pirate Harbor—a hidden gem with NO HOA and NO DEED RESTRICTIONS, where coastal living meets nature’s beauty. This charming 3-bedroom, 2-bathroom retreat sits on a peaceful quarter-acre lot with an additional half-acre available for purchase—offering incredible flexibility and space.
Just completed: a full backyard transformation! The newly added shell landscaping creates a clean, low-maintenance oasis with gorgeous curb appeal. Nestled on a navigable tidal canal, the property backs to protected mangroves and offers direct access to Charlotte Harbor—perfect for kayakers, canoers, flats boaters, and fishing enthusiasts. Catch snook right from your backyard or simply soak in the serenity of the natural preserve views across the canal.
This well-maintained home features:
New metal roof
New impact windows & door
Newer HVAC system
Split floor plan with open-concept living
Customized master bath & indoor laundry
Attached 2-car garage
Outdoors, enjoy a tropical haven with dragon fruit, mangoes, longans, Japanese apples, and limes. Cultivate your own fresh produce in raised garden beds, fed by a free-flowing Artesian well with drip irrigation—no pump required!
With no neighbors on either side, you’ll relish unmatched peace and privacy—yet you’re still only:
15 minutes to downtown Punta Gorda
30 minutes to the airport
Close to shopping, dining, Peace River parks, and more
This home isn’t just a place to live—it’s a lifestyle waiting to be enjoyed. Don’t miss your chance to own a slice of waterfront paradise. Schedule your private tour today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$424,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $262 | $262 | $262 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,233 | $2,846 |
Total Monthly Payment | $2,486 | $2,570 | $3,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.