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This scenic riverfront retreat is a rare opportunity to have access to Tampa Bay, own nearly an acre, have no HOA with a pool in your backyard. Nestled along the serene banks of the Alafia River, this secluded home just had a price improvement and is without a doubt the best value in the area. With direct access to Tampa Bay, boaters will appreciate the convenience of a covered boat lift and dock in your backyard, fully equipped with electricity and water. There are natural springs right around the corner and Tiki Docks and the Beer Shed are only a 15 minute cruise away. This home is now loaded with upgrades including a brand-new HVAC system and water heater. The renovated kitchen has new stainless steel appliances and contemporary cabinetry. Each of the three bathrooms has been meticulously updated with new vanities and elegant stone countertops. The primary suite serves as a private sanctuary with dual walk-In Closets and a luxurious en-suite bathroom. The bedrooms have new LVP flooring and both full bathrooms were completely remodeled this year. You'll love the primary bathroom's oversized standing shower with dual showerheads. The primary bedroom opens up to the screened-in, heated pool and spa, perfect for relaxation and entertaining. The second bedroom is generously sized and includes its own en-suite bathroom, providing comfort and privacy for guests or family members. The smaller third bedroom offers versatility, making it an ideal space for a home office or additional guest accommodations. Significant enhancements have been made throughout the home, including the installation of all-new plumbing in 2024, a new water heater in 2025 and a roof in 2018. While modern updates abound, the residence retains its unique charm with original Spanish tile floors adorning the living areas. This home has demonstrated remarkable resilience, remaining high and dry over the years with only a single instance of minor flooding. Following the release of water from the Medard Reservoir after Hurricane Milton, the property experienced a brief intrusion of approximately six inches of water. This was promptly and professionally remediated, ensuring the home's integrity and safety. Experience the perfect fusion of country tranquility and waterfront luxury in this meticulously maintained home. With its extensive list of upgrades and prime location 20 minutes from downtown Tampa, this property offers a unique waterfront lifestyle not easily found in the Tampa Bay area. Preferred Lender is offering a 1 Year 1% rate reduction for buyers of this property with all eligible loan programs! Seller is also open to owner financing.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $686 | $686 | $686 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $4,042 | $5,104 |
Total Monthly Payment | $4,871 | $4,820 | $5,882 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.