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Welcome to your dream home in the beautiful Victoria Gardens/Cresswind Community. This 1651 sqft home built in 2019 offers 2 bedrooms and 2 baths, plus and office/den base on the very popular Jasmin home floorplan. That floorplan offers a large open concept great room and dining area as well as a very spacious and open, nicely appointed kitchen with its own separate eat in space. The kitchen is complete with granite counters and 42" cabinets, pendant lighting, breakfast bar, tile backsplash, SS appliances and pantry. All appliances stay including the washer and dryer. The bedrooms offer a split plan for more privacy. The Kingsized owners suite is nicely done, with 2 walk-in closets, a coffered ceiling and a luxury en suite bathroom features beautiful granite counter tops and cabinets, a walk-in shower and tub and a private water closet. There is luxury laminate flooring throughout the home, plantation shutters, double pane windows, ceiling fans, crowned molding in the great room, dining area and kitchen. The screened lanai overlooks the beautiful nature preserve giving you total privacy in your backyard knowing that no one will be able to build behind your very special lot. Enjoy this 55+ community with all of its outstanding amenities with your own private clubhouse and restaurant, tennis and pickleball courts, community pool, fitness center and much more. You just can't beat this location so close to the beautiful community of Deland with its restaurants and shopping and Stetson University and near by medical facilities and still just a short drive to the east coast beaches.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$397,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $317,600 | $317,600 | $317,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $380 | $380 | $380 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,981 | $2,086 | $2,659 |
Total Monthly Payment | $2,436 | $2,541 | $3,114 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.