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Home is a Turn-Key furnished 2 Bedroom & 2 full Baths, located in Beautiful Gold Tree Co-op. There is room to roam in this beautiful home with an 11X10 enclosed lanai/bonus room plus a 12X12 outdoor screen room providing you great areas to sit and relax or entertain your guests. It is a well-maintained home with A/C/Heat replaced in May 2024, & brand new roof April 2025 along with the microwave. HOA fees include cable, internet, yard maintenance, (including sprinkler system using reclaimed water from Gold Tree's pond), sewer trash & water. Gold Tree has lots of activities, a monthly newsletter with Calendar of Events, clubhouse, heated pool, on site management, library, shuffleboard, tennis & pickleball courts, bocce ball and neighborly neighbors already in place. It is a gated community located near shopping, eateries, banking, hospitals, UTC Mall, Benderson Park, Riverwalk and best of all the wonderful beaches always listed among top beaches in the U. S. Bring your boat, RV or trailer they have a storage yard for your convenience. Association says 55+, rentals allowed and your pets are welcome.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $159 | $159 | $159 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,315 | $1,366 | $1,741 |
Total Monthly Payment | $1,549 | $1,600 | $1,975 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.