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Presented by
Blair Patterson |
460 Lake Shore Drive, Middlebury, CT, 06762 | $418,900
Price Improvement!! DIRECT WATER FRONT PROPERTY with water access and rights just waiting for new owners right in time for Spring! This 3 bed, 2 full bath recently remodeled home boasts custom cabinets, granite counters & island with a breakfast bar, stainless steel appliances, custom built-ins and views of the private Long Meadow Pond. Hiking trails abound with Larkin State Park as your backdrop which sweeps around the pond abutting the cul-de-sac street the home sits on. The top floor has a small office or bedroom and generous sized Primary Suite, walk-in closet, full bath and sliders leading to a TREX terrace with SOARING views. The 2nd floor is an open concept living/dining/kitchen with side entrance, sliders leading to another Trex Deck with a large pantry. Another FULL Bathroom w/ tub finish out the level. The third floor houses the 3rd bedroom or family room/playroom, a dedicated laundry room and utility closet with door to yet ANOTHER TREX deck and walkway to an oversized double landing wood deck and planting beds leading to the cleared land down to the water. Detached garage, wired electric with a workshop and lower room for an in-law or extra living space. Minutes to Southbury/Middlebury Hamlet or Naugatuck for shopping & entertaining yet feels worlds away from civilization. Bring your fishing boat, canoe, kayak for years of summer memories and evenings relaxing on your VERY OWN PRIVATE BEACH with TWO fire p Docks allowed
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Laundry: Lower Level
- Style: Cottage
- Year Built: 1981
- Garage: 1-car Detached Garage,Paved
- Heating: Baseboard,Hot Water
- Cooling: Ceiling Fans,Window Unit
- Basement: Partial,Partial With Walk-Out
- Above Grade Approx. Sq. Feet: 1,088
- Below Grade Approx. Sq. Feet: 200
- Acreage: 0.18
- Est. Taxes: $4,842
- Lot Desc: Sloping Lot,On Cul-De-Sac,Cleared,Water View
- Water Front: Yes
- Elem. School: Long Meadow
- Middle School: Per Board of Ed
- High School: Pomperaug
- Appliances: Oven/Range,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24071697
- Buyer Broker Compensation: 2.00%
- Website: https://www.raveis.com
/raveis/24071697/460lakeshoredrive_middlebury_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Beams,Patio/Terrace | 13.9 x 14.4 | Lower |
| Bedroom 2 | Wall/Wall Carpet | 9.1 x 11.1 | Upper |
| Dining Room | Balcony/Deck,Built-Ins,Combination Liv/Din Rm,Sliders,Hardwood Floor | 14.4 x 8.1 | Main |
| Full Bath | Stall Shower | 6.7 x 7.2 | Upper |
| Full Bath | Tub w/Shower | 7.9 x 5.1 | Main |
| Kitchen | Balcony/Deck,Granite Counters,Island,Pantry,Patio/Terrace,Hardwood Floor | 14.4 x 12.6 | Main |
| Living Room | Balcony/Deck,Built-Ins,Ceiling Fan,Combination Liv/Din Rm,Sliders,Hardwood Floor | 14.4 x 9.5 | Main |
| Primary BR Suite | Balcony/Deck,Ceiling Fan,Full Bath,Sliders,Walk-In Closet | 17.9 x 16.7 | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Blair PattersonSales Associate
917.696.1130
Blair.Patterson@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 147983
845.290.3871
Matthew.DeMaria@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
460 Lake Shore Drive, Middlebury, CT, 06762
$418,900
Blair Patterson
Sales Associate
William Raveis Real Estate
Phone: 917.696.1130
Blair.Patterson@raveis.com
Matthew DeMaria
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $335,120 | $335,120 | $335,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
| Monthly Tax Payment | $404 | $404 | $404 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,091 | $2,202 | $2,783 |
| Total Monthly Payment | $2,570 | $2,681 | $3,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524