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$15, 000 BUYER CONCESSION WITH AN ACCEPTED OFFER. CUSTOM, MODERN, LAKEFRONT home on over a HALF ACRE. . . . . . . 4 entries to the 2nd floor BALCONY WITH STUNNING WATER VIEWS! Steel home with 8' doors, HIGH ceilings, recessed lights, & a tailored kitchen. This kitchen has soft-close cabinets, pull-outs, DOUBLE OVEN, a HUGE island with storage, & 2 closet pantries. . . . . . ALL of its appliances convey. Nearby is a large room, ideal for that DREAM BUTLER'S PANTRY, for extra supplies, or set it up as a home office as we have done. There are TWO A/C units. . . . . . . 4 complete bedrooms are located upstairs (3 of which have balcony view/access). Your Owner's Suite faces the lake & boasts an exquisite owner's bath. The 4th bedroom is also a finished en-suite with a walk-in closet & its own private bath. A LOFT adds an extra lounging area. . . . . . hook up the TV, set up the kid's toys, or design your mini work-out space. I promise its view of the water will be one to enjoy! There are also UPGRADED BASEBOARDS, outlets UP THE WALL for TV plugs, a LAUNDRY SHOOT for dropping clothes to the 1st floor, & cordless blinds. The laundry room has shelving, a utility sink, & closet space. . . . . . we have a 2-CAR GARAGE & a 1-CAR GARAGE with side-entry for both. A HALF BATH is located near the living room, an extra foyer closet is convenient, gutters direct rainwater, a CIRCLE DRIVE with a parking pad makes coming & going a breeze, & the 2nd floor ROOF WAS CONSTRUCTED AS SUCH TO SUPPORT ENTERTAINING! That's right, add a spiral staircase, some railing, & create a ROOF PATIO to savor those BEAUTIFUL SUNSETS! String the market lights, set up furniture, bring some friends, & relax with your favorite beverage. The south section of the roof was reinforced to support future solar panels. . . . . . a BLOCK SHED is ideal for yard tools/mower, & a partial BOAT DOCK is in place with room for a boathouse. West Lake Toho is known for great bass fishing, its picturesque scenes, & it connects St. Cloud & Kissimmee. There is a public boat ramp just down the road, Cherokee Conservation within less than 2+ mi, plenty of biking area straight out your front door, catch the FL Turnpike within 6+ mi, Lake Nona is within 25+ mi, the OIA is within 25+ mi, enjoy our quaint downtown shops & eateries, the East Lake Toho sandy beachfront & park, & our local family-run Mick Farms for fresh produce & "u-pick" days. Tucked down at the very end of Kissimmee Park Road, nestled on a lakefront piece of paradise, birds & wildlife are often the panoramas. Come home to nature & truly relish in the #lakelife.
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Our Executive Mortgage Banker:
Our Insurance Division:
$789,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,600 | $631,600 | $631,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $533 | $533 | $533 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,992 | $4,149 | $5,287 |
Total Monthly Payment | $4,617 | $4,774 | $5,912 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.