13 Ripley Road, Patterson, NY, 12563 | $449,999

Just in time for summer, discover this gorgeous fully renovated cottage located within the serene Putnam Lake Community. Make this home your weekend retreat or full time residence and have an idyllic summer at the lake. Soaking in the summer sun, swimming in the crisp blue water and kayaking in the morning as the world awakens. The home’s inviting new open floor plan welcomes you as you take in its high beamed ceiling, new flooring, glass sliding doors and picturesque lake view. The newly renovated kitchen is enhanced by stainless steel appliances, crisp white and blue cabinets, a center island and subway tile backsplash. The sun-drenched kitchen’s design provides a joyful place to prep meals while conversing with guests. Outside, the spacious deck complements this lovely cottage and extends your enjoyment-begin your day with tranquility as you sip your morning coffee overlooking the lake, eat al fresco or simply relax and enjoy the changing of the seasons lakeside. The light and bright design continues to the first floor bedroom with its higher ceilings, dual closets and new flooring. The decor of the full bath, just steps away from the bedroom, continues to delight with new vanity, sparkling glass enclosed tub and shower and gleaming tiled accents. Continue downstairs to the second bedroom with its recessed lighting, new flooring and freshly tiled glass enclosed walk-in shower. All this plus access to a private patio. Turn into a guest suite, family room, exercise room or office, the choice is yours! Additional amenities include new efficient mini split units air conditioning, energy efficient spray foam, new roof, windows, siding, electrical, new washer and dryer, an EV car charger and driveway. The Putnam Lake Community provides lake and beach rights for its residents. Whether it's kayaking, fishing or lazing away a warm summer’s day on one of its two beaches, the lake’s peaceful beauty will surely enchant you. This charming cottage is perfect for a weekend retreat or year round home. An easy commute: only 90 minutes to NYC and minutes away from several MetroNorth stations. This home’s convenient location also provides access to shopping, skiing, restaurants, wineries, parks, bike and walking trails and so much more. This appealing Cottage has been renovated from top to bottom with nothing to do but move in, unpack and make this house your home.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Hall, Washer Hookup
  • Style: Cottage
  • Year Built: 1931
  • Heating: Baseboard, Electric, Other, See Remarks
  • Cooling: Ductless
  • Basement: None
  • Approx Sq. Feet: 1,068
  • Acreage: 0.19
  • Est. Taxes: $4,140
  • Lot Desc: Corner Lot, Hilly, Near School, Near Shops, Sloped, Views
  • View: Lake
  • Water Front: Yes
  • Elem. School: John F. Kennedy
  • Middle School: Henry H Wells Middle School
  • High School: Brewster High School
  • School District: Brewster
  • Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 820461
  • Days on Market: 88 days
  • Website: https://www.raveis.com
    /prop/820461/13ripleyroad_patterson_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Houlihan Lawrence Inc.   Phone: 845-279-6800

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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13 Ripley Road, Patterson, NY, 12563

$449,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,999 $359,999 $359,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $345 $345 $345
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,275 $2,365 $3,014
Total Monthly Payment $2,695 $2,785 $3,434

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.