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Step into this gorgeous five bedroom four and a half bath residence encompassing 3, 773 sq ft of living space and a three-car garage situated on a 7, 623 sq ft lot. The first floor features a beautiful kitchen with pantry and a breakfast nook, 42” wood cabinetry, quartz countertops in both kitchen and bathrooms, stainless steel appliances & state of the art security system . A spacious dining area along with a large family room provides space for the entire family to enjoy together, Other features on the first floor consist of a powder and laundry room equipped with a washer and dryer. Additionally, there are two master suites, the one on the first floor has a spa inspired bathroom with a large shower, separate bath and a large closet. If you enjoy being outdoors , you will love the expansive covered patio which provides a perfect setting to sit and enjoy your morning coffee while taking in the peace and tranquility of this gorgeous community. It does not end there, the second floor boasts an impressive large common area that can be used as a 2nd living room, office or even game room along with an equally impressive second master suite with two closets and a master bathroom. Another three bedrooms, two more bathrooms and second laundry room. This stunning home is in the beautiful 24hr manned gated golf club community of Providence, offering their residents luxury resort-like amenities. Providence is the Hidden Jewel of Davenport with elegance at every turn. Amenities include a fitness center, pickle ball courts, a resort-style swimming pool, lap pool, walking trails, dog park, restaurant, golf pro shop and much more! The Michael Dasher designed, 18-hole course covers 7, 046 yards and features championship tees and immaculately maintained greens. Providence has been voted the #1 Grand Award Community. Seller. This truly is a wonderful place to live and enjoy the Florida lifestyle, and as a bonus the owner will give up to TWENTY FIVE THOUSAND DOLLARS to cover buyer's closing costs and to buy down the interest rate on buyer's mortgage .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $413 | $413 | $413 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,547 | $4,520 |
Total Monthly Payment | $3,874 | $4,052 | $5,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.