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Welcome to this like-new two bedroom and den (plus two full baths) home in the lovely gated 55+ community of Palms of Serenoa. This Smart home has a large kitchen featuring white cabinets, stainless steel appliances, a large island that accommodates seating and the biggest pantry you have ever seen! An appealing split floor plan features a large great room that is perfect for hosting family and friends. The primary bedroom has an ensuite bathroom complete with dual sinks and a big walk-in closet. The den/flex room is currently used as an office but has a closet within so it is perfect as a third bedroom. An in-house laundry room complete with washer and dryer is a convenient plus. Enjoy the luxury of a lovely covered pavered patio and the tranquility of an upgraded premium wooded conservation lot with views of two ponds. HOA fees will soon include the addition of internet and Spectrum TV Select Plus with Entertainment and Sport View 250+ channels. The community amenities are tops. . resort-like pool, clubhouse, pickleball courts, fitness center, walking/biking trails and even a dog park. Lawn mowing (front and back) included in HOA fees. Nearby are restaurants, grocery stores, shopping centers and even the downtown Clermont Farmers Market on Sunday. Not only is this home located close to major highways but there is quick access to all central Florida attractions and especially Disney, Epcot and Universal Studios. Within an easy drive, have fun exploring the beaches, I-Drive and downtown Orlando. This is the perfect choice for a second home or if downsizing…all in a community that will exceed your expectations!
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,300
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,440 | $311,440 | $311,440 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $518 | $518 | $518 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $2,046 | $2,607 |
Total Monthly Payment | $2,536 | $2,639 | $3,200 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.