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Get out of the cold and enjoy this home as your winter residence, or you can live here year round. Located in the premier 55+ community of Saddlebag Lake Resort, where you own the land, this 1/1 Homes of Merit park model home comes furnished and turnkey so you can move right in. The home is situated on one of the largest lots in the community, which is nicely shaded, and is just a short walk away from the clubhouse and nearby amenities. The driveway will easily accommodate two vehicles. Step inside and you are immediately in the spacious screened porch, the perfect place to play cards with your friends. The main living area is just a few steps up, but there's also a long ramp if handicapped access is needed. Stylish leather recliners grace the living room in this open concept home. The kitchen has a good amount of cabinets and ample counter space for meal preparation. The bathroom has a bathtub and shower combination. Retreat to the comfortable bedroom at the back of the home, with its built-in closet and drawers. There's a 9x12 utility room just behind the screened porch, and it has power so you could turn it into a workshop. The low HOA dues include your water, sewer and trash pick-up, plus use of all the amenities, including the clubhouse where you can get to know your neighbors, a sparkling community pool, a hot tub, tennis and pickleball courts, shuffleboard and horseshoes, a rec room with pool tables and saunas, and a fitness center. Of course, you would have lake access and can even use the lakeside beach house, with full kitchen, at no charge for events, just reserve it. The resort is pet friendly, with a dog park at the back. Don't miss out - call today to schedule a private tour before this gem is gone.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $71,920 | $71,920 | $71,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $455 | $472 | $602 |
Total Monthly Payment | $625 | $642 | $772 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.