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Why buy new when you can buy character, charm, and a mature neighborhood?! Charming Split-Level Home in Oak Creek – Spartanburg's East Side! Our square footage of the listing does not include "electrical room" or "room" in the basement. Discover the perfect home for a growing family in the highly sought-after Oak Creek subdivision! This spacious 5-bedroom, 3. 5-bath split-level home offers plenty of room to spread out and enjoy. Step inside to be greeted by beautiful hardwood floors, cozy carpeting, all adding to the home's inviting charm. The kitchen is a showstopper, ready for hosting gatherings with family and friends. Downstairs, the full walkout basement features two additional bedrooms and a huge wet bar area. Major updates in August 2024 include a completely rebuilt deck with a new support beam, fresh wood, and improved drainage, ensuring durability and style for years to come. New shower/flooring in master bath, flooring replaced carpet on first 2 floors installed last 2 years. Additionally, the garage ceiling has been redone, adding to the home's quality and appeal. Outside, enjoy a private, fenced backyard, ideal for kids, pets, or quiet relaxation. Located in a prime East Side location, this home is close to top-rated schools, shopping, and dining. Don’t miss this incredible opportunity—schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $194 | $194 | $194 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,382 | $2,472 | $3,114 |
Total Monthly Payment | $2,651 | $2,741 | $3,383 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.