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Welcome to this Charming 3-bedroom, 1. 5-bathroom home, perfectly situated in the central hub of Port Charlotte. This residence is filled with thoughtful updates and timeless features, including a roof replaced in 2023 and recently upgraded sewer pipes in 2021, eliminating the hassle of cast iron pipes. The interior boasts an inviting open layout with granite countertops in the kitchen, luxury vinyl plank (LVP) flooring throughout, and cozy carpeting in two of the bedrooms. The breakfast nook offers the perfect spot to start your day, while the primary suite comes complete with an ensuite half-bath for added convenience. Enjoy the Florida sunshine all year round in the screened-in lanai, which overlooks a large backyard ideal for entertaining, playing, or gardening. You’ll also find a utility room off the lanai housing the HVAC system, water heater, and washer and dryer, while additional storage is available in a dedicated space at the rear of the driveway. This home is bathed in natural light, creating a warm and welcoming atmosphere throughout. Location is everything, and this property delivers! Conveniently located close to shopping, dining, schools, hospitals, and recreational activities such as golfing and parks, this home is just 3 miles to Port Charlotte Beach Park, 6 miles to downtown Punta Gorda and Fishermen's Village, and 9 miles to Punta Gorda Airport. Whether you’re looking for a starter home, a family retreat, or a place to settle down, this home offers it all. Schedule your showing today and discover the perfect blend of comfort, convenience, and charm!
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $293 | $293 | $293 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,163 | $1,209 | $1,540 |
Total Monthly Payment | $1,531 | $1,577 | $1,908 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.