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Under contract-accepting backup offers. Short Sale. Nestled in the desirable Whispering Pines community of Land O’ Lakes, FL, this spacious 5-bedroom, 4. 5-bathroom home offers 3, 416 square feet of living space with a serene pond view. Designed for both comfort and functionality, this home features a flexible space that can serve as a formal dining room, home office, or play area, and generously sized bedrooms to accommodate family and guests. Enjoy the Florida lifestyle with access to the community's resort-style amenities, including a beach-entry pool with splash buckets, a spacious cabana with fans, grilling areas, cornhole and hammock lawns, playgrounds, and dog parks. Conveniently located just off US-41, minutes from SR-54, with easy access to I-75 and the Veterans Expressway, Whispering Pines provides quick connections to shopping, dining, and entertainment options. This is a short sale, and we are offering it at an exceptional price—a rare opportunity to own in Whispering Pines at incredible value. Don’t miss out on this chance to make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$574,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,992 | $459,992 | $459,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $808 | $808 | $808 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,907 | $3,057 | $3,851 |
Total Monthly Payment | $3,807 | $3,957 | $4,751 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.