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Welcome to this beautifully maintained 2-bedroom, 2-bathroom pool home nestled in the sought-after NE St. Pete neighborhood of Ponderosa Shores. This home offers a rare combination of comfort, location, and privacy with no rear neighbors, sitting on the tranquil southwest corner of Denver Park. Recent upgrades include: new PVC sewer line (2024) re-piped plumbing (2023), new power hookup to Duke Energy Grid (2024- did not lose power during Hurricane Milton), HVAC (2024) and pool pump & filter (2024) on raised pads, new cedar fencing with gates (2021) Located in the active, tight-knit community of Ponderosa Shores, known for its annual events and neighborhood vibe, which boasts underground power lines! Enjoy living on Denver Park, which offers an abundance of recreational amenities including tennis, pickleball, volleyball, baseball fields, a playground, and lots of open green space. For families, the home is walking distance of Shore Acres Elementary and less than a mile from the new Shore Acres Rec Center. The Shore Acres Civic Association is active and involved and creates a sense of belonging and community. Convenience is key in this location, with Whole Foods, Wild Fork, two Publix stores, and Trader Joe's, not to mention the many restaurants on the 4th street corridor, all within a few miles! For those looking to enjoy the vibrant downtown St. Pete scene, it’s just a short 5-mile drive or bike ride away. A public boat ramp is located nearby for water enthusiasts. Sold As-Is, this home recently received a clear 4-Point inspection report, which sellers will share upon request. Don't miss this opportunity to own a piece of paradise in one of St. Pete's most desirable neighborhoods! This home had water intrusion from Hurricane Helene – the first time in 57 years!
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Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $287 | $287 | $287 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,694 | $1,781 | $2,243 |
Total Monthly Payment | $2,056 | $2,143 | $2,605 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.