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LIVE THE “OCEAN” LIFE EVERY DAY IN YOUR OWN HOME! Premium lot in the highly sought-after Gulf Harbors community of New Port Richey, where every day feels like a vacation. This beautifully maintained, turn key home offers private beach access. One of the only Private Beach Communities on the west coast of Florida! A high elevation that requires NO FLOOD INSURANCE. Recent updates including freshly painted interiors (2024), a brand-new mold-free shower and bathroom (2024), and impact-rated windows, sliding doors, and a hurricane rated garage door that was installed in 2024 for peace of mind. Enjoy the Florida lifestyle with a 10–15 minute boat ride from your backyard lagoon to the open Gulf, or take a short golf cart ride to the exclusive Gulf Harbors Private Beach. Community amenities include a waterfront clubhouse with pool and hot tub, and you’re just minutes from historic downtown New Port Richey with its vibrant mix of restaurants, shopping, and entertainment. Fairly close and easy drive to Tampa International Airport. The perfect location also offers close proximity to hospitals and medical care access. With its Sanibel-style coastal charm and unbeatable location, this home is your gateway to relaxed, beachside living. This home gives you all of the must-haves for comfort & indulgent delights to fit any life style living. A truly once in a lifetime opportunity!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,274,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,019,999 | $1,019,999 | $1,019,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.739% | 6.560% |
Monthly Tax Payment | $585 | $585 | $585 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,198 | $6,531 | $8,815 |
Total Monthly Payment | $6,908 | $7,241 | $9,525 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.