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BACK ON THE MARKET! Gated in beautiful MISSION LAKES AT OAKBRIDGE! This 2 bedroom, 2 bath home is light, bright and open. IMMACULATE and move-in ready and close to everything. Open concept with high ceilings, plantation shutters, neutral décor and LUXURY vinyl flooring are just some of the many features. The kitchen overlooks the Great room and this wonderful space will be a focal point of your home. There are wood cabinets, solid surface counters, stainless appliances and ceramic tile flooring. The primary bedroom has a spacious en-suite bath with a walk-in shower, dual sinks and large walk-in closet. The A/C was replaced in 2022, the interior was painted in 2022, the interior doors were replaced 2022, ROOF was replaced in March 2023. Some additional improvements include: Newer composite front door and casing, plus a storm door was installed. Newer luxury vinyl flooring, all of the appliances were replaced in January 2023, the shades are remote controlled, double paned Weather Tite windows to keep those electric bills lower. Newer ceiling fans, approximately $60, 000 of improvements were done in the last three years - All the work has been done for you! There is crown moulding everywhere including the closets and bathrooms. Newer 5" baseboards, all canned lights throughout were replaced and are brand new. Large pantry, a washer/dryer closet and a reverse osmosis system for your water are just a few of the additional features. Enjoy the outdoors on the screened lanai which overlooks the backyard and has lush, mature landscaping. This is an end unit with a spacious yard and lots of privacy. Loads of community amenities, some of which include: basic cable, internet and ousside pest control. Easy access to shopping, dining, recreational areas and the Polk Parkway East or West to I4 to Tampa, Orlando, the beaches and theme parks! Welcome home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,516 | $1,576 | $2,008 |
Total Monthly Payment | $1,895 | $1,955 | $2,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.