5973 TERRACE PARK DRIVE N, #103, St. Petersburg, FL, 33709 | $115,000

This charming first-floor residence is located in the sought-after Exeter building within the vibrant 55+ community of Five Towns and is move in ready. Offering 735 square feet of comfortable living space, this one-bedroom, one-bathroom home is perfect for those seeking convenience and a welcoming atmosphere. A reserved parking space is positioned just steps from the front door. Step inside and you are greeted by the light and spacious living room that flows seamlessly into an inviting dining area —ideal for entertaining friends and family. The galley kitchen, featuring a stylish shiplap accent wall, boasts a gas range, a brand-new microwave and dishwasher and plenty of storage for all of your cooking gadgets. From here, step out onto your private screened-in lanai, the perfect spot to enjoy your morning coffee while listening to nature. The generous primary bedroom easily accommodates a king-sized bed and includes twin closets for ample storage. The bathroom, which is adjacent from the bedroom, features a tub and shower, modern vanity with storage and a linen closet. The hallway also includes a sizable walk-in closet. Air Conditioner and Electric Panel updated in 2022. The Exeter building is three stories and offers an elevator, a community laundry room, and a personal storage area. Five Towns is an amenity-rich community with scenic walking trails, six pools, a fitness center, shuffleboard, tennis courts (soon to include pickleball), bocce ball, billiards, and various clubs and social activities. Located close to stunning beaches and within 30 minutes of two international airports, this home is perfectly positioned for both relaxation and accessibility. One small pet is welcome! Schedule your private tour today, this home is ready for you! (No damage or flooding to this Unit from both Hurricane Helene & Milton. )

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Elevator(s), Fitness Center, Handicap Modified, Maintenance, Pickleball Court(s), Pool, Racquetball, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: TERRACE PARK OF FIVE TOWNS
  • Year Built: 1980
  • Common Charge: $594 Monthly
  • Approx Sq. Feet: 735
  • Acreage: 1.01
  • Est. Taxes: $2,648
  • Lot Desc: City Lot, Sidewalk
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Built-In Oven, Dishwasher, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: TB8347696
  • Days on Market: 99 days
  • Website: https://www.raveis.com
    /prop/TB8347696/5973terraceparkdriven_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2025 10:17:19 PM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-342-3800

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5973 TERRACE PARK DRIVE N, #103, St. Petersburg, FL, 33709

$115,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $92,000 $92,000 $92,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.109% 7.166% 6.268%
Monthly Tax Payment $221 $221 $221
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $589 $611 $776
Total Monthly Payment $885 $907 $1,072

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.