![]() |
If you're looking for the perfect balance of affordable luxury, tranquility, and convenience, this is one to explore. Rare opportunity for year-round beachfront living in a prime Indian Rocks Beach location! Welcome to 74 Gulf Blvd, a stunning coastal retreat in the highly sought-after Narrows of Indian Rocks Beach, where breathtaking Gulf views meet the tranquility of the Intracoastal Waterway. This exclusive eight-unit boutique condominium sits directly on the sand, offering private access to one of Florida’s most beautiful, uncrowded beaches. Enjoy unparalleled views—watch the sunrise from your balcony over the Intracoastal and end your day with a mesmerizing Gulf sunset just steps from your door. The Narrows is a rare stretch of beach with limited public access, ensuring a serene and private-like atmosphere. This spacious and sunlit 2-bedroom, 2-bath condo boasts 1, 380 sq. ft. of thoughtfully designed living space on the first floor above ground level. The home includes one assigned parking space, guest parking, and access to additional dedicated IRB homeowner parking spots just 200 yards from the building—a rare convenience in beachfront communities. Additionally, ground-level storage (one of only two units with this feature) provides easy access for beach gear and water sports equipment. Recent updates include a new 2024 roof, a well-maintained building with completed Milestone Inspection and SIRS Study requiring no Phase II, strong HOA reserves, a new energy-efficient Carrier A/C (2 years old), a Samsung Bespoke refrigerator, an induction cooktop/oven with an air fryer, a new water heater, and a full-size LG washer and dryer. The unit also features new quartz countertops and luxury vinyl flooring throughout. This pet-friendly building includes an elevator, and the HOA covers maintenance, insurance, water, cable TV, trash, and sewer. Unlike many beachfront properties, this solidly built and engineered condo has withstood hurricanes with no significant damage. Located in Indian Rocks Beach, known for its white sandy shores, turquoise waters, and vibrant yet laid-back coastal charm, this home is minutes from St. Pete and Clearwater, offering endless dining, shopping, and entertainment options, with Tampa and St. Pete-Clearwater International Airports just 30-40 minutes away. Opportunities like this don’t come often—a well-maintained, financially secure building in an unbeatable beachfront location. Reach out for more details and see why this could be one of the best offerings available on Indian Rocks Beach!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $455 | $455 | $455 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,968 | $4,178 | $5,324 |
Total Monthly Payment | $4,514 | $4,724 | $5,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.