4400 EXETER DRIVE, #J-201, Longboat Key, FL, 34228 | $574,000

Reduced price to $574, 000 plus $10, 000 Flex Money Credit to Buyer with an acceptable Contract by May 15, 2025, ready for immediate sale. Waterfront Luxury Awaits You! Enter a breathtaking, furnished end-unit paradise where stunning water views greet you from every room in this immaculate 2-bedroom, 2-bathroom residence. Updated with neutral tiles and recessed lighting, this home offers the perfect blend of modern luxury and coastal charm. The primary suite is a true retreat, featuring brand-new luxury plank flooring, a spa-inspired renovated shower with glass doors, and a California walk-in closet that’s ready for your personal touch. Enjoy the convenience of customized auto vertical luxury shades that let you control the perfect amount of natural light. Plus, with a new HVAC (April 2024) and a new water heater (2024), this home is as energy-efficient as it is beautiful. Washer and dryer hookups are conveniently located inside the primary suite's walk-in closet for added ease. Relax or entertain in the enclosed lanai that offers panoramic views of the serene harbor. Whether you’re watching manatees play, fishing for the catch of the day, or grilling dinner on one of the community BBQs, you’ll feel like you’re on vacation every day. Longboat Harbour Community offers the ultimate resort lifestyle. Enjoy exclusive access to a private, gated beach club complete with private parking, restrooms, and chair storage(4415 Gulf Of Mexico Dr). Indulge in endless recreational amenities, including 4 heated pools, a pickleball/tennis court, fitness center, banquet hall, billiard/card room, art room, and kayak storage. For boating enthusiasts, boat docks can accommodate power or sailboats up to 34 feet on a first-come, first-served basis with minimal annual rent.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Laundry, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Storage, Tennis Court(s), Vehicle Restrictions
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area, Laundry Room, Outside
  • Complex: LONGBOAT HARBOUR
  • Year Built: 1970
  • Approx Sq. Feet: 1,168
  • Acreage: 20.68
  • Est. Taxes: $2,819
  • Condo Fee: $1,544 Monthly
  • Lot Desc: FloodZone, City Lot, Level, Sidewalk
  • View: Water
  • Pet Policy: No
  • Appliances: Disposal, Refrigerator
  • MLS#: A4639404
  • Days on Market: 80 days
  • Website: https://www.raveis.com
    /prop/A4639404/4400exeterdrive_longboatkey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2025 3:48:59 AM)
Listing courtesy of MICHAEL SAUNDERS & COMPANY   Phone: 941-383-7591

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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4400 EXETER DRIVE, #J-201, Longboat Key, FL, 34228

$574,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $459,200 $459,200 $459,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $235 $235 $235
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,902 $3,017 $3,844
Total Monthly Payment $3,229 $3,344 $4,171

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.