12840 SOPHIA CIRCLE, Largo, FL, 33774 | $630,000

$$PRICE REDUCTION$$$ Prepare to fall in love! Nestled in a tranquil neighborhood, this charming residence boasts comfort, style and modern amenities. The expansive circular driveway at the front can easily accommodate five (5) vehicles, and a two car side-entry garage, and the driveway also adds additional parking. As you approach the front of the home, you’re welcomed by a stunning fire and water slate urn. By day, the water flows gently over the textured slate, adding a sense of tranquility. By night, the mesmerizing flame casts a warm glow, creating a striking first impression. Upon entering through the nearly new double wooden doors, you’re greeted by an expansive open-concept layout that seamlessly integrates the game room/formal living, kitchen, dining area, and family room with a wood-burning fireplace. This design creates a spacious and inviting atmosphere, perfect for both daily living and entertaining. The kitchen is a chef’s dream with the top-of-the-line Samsung Bespoke stainless steel kitchen package. Smart 4-door french door refrigerator, Smart freestanding electric range, Smart over-the-range convection microwave and a Smart top control dishwasher! The kitchen was fully updated in late 2023. This 3-bedroom, 2-bath, 2-car garage home has been fully wired for a smart home concept. This home has a split layout with the primary bedroom and beautifully updated bathroom with you guessed it, a Smart Toliet with auto open lid plus a remote control for the many feature options. The primary has sliders out to the covered patio that has A/C vents. On the other side of this home you’ll find 2 spacious guests rooms that share an updated guest bath with a Smart Toilet. This home boast of the latest Smart Light Switches! These Smart Switches are Wi-Fi enabled and offer a wide range of advanced features. Off the family room you will enter into a covered patio/Florida room that opens to an oversized saltwater swimming pool. This is the space that’s off of the primary and has a set of oversized sliding glass doors, plus additional set of sliding glass doors that also opens to the pool and the goldfish pond. The swimming pool also runs on the Smart programs. The lights in the covered open patio off of the Florida Room, and all lights around the entire pool area including the pool light are Smart lights. The backyard is so spacious with a fire pit, tons of green space for family games. The storage shed in back stays. The Roof is 2 years old and carries the remaining transferrable warranty. NO EXPENSE WAS SPARED on this modernized gem. Don’t miss out on the opportunity to make this house you’re Home Sweet Home! Not to mention you're only 10 minutes away from Indian Rocks Beach and the best part NO FLOOD ZONE!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 99 x 114
  • Laundry: Inside
  • Year Built: 1973
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,806
  • Acreage: 0.26
  • Lot Size: 99 x 114
  • Est. Taxes: $2,631
  • Elem. School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Largo High-PN
  • Pool: In Ground
  • Appliances: Dishwasher, Disposal, Range, Range Hood, Refrigerator
  • MLS#: TB8343165
  • Days on Market: 43 days
  • Website: https://www.raveis.com
    /prop/TB8343165/12840sophiacircle_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/11/2025 8:32:09 AM)
Listing courtesy of Re/max Realty Unlimited   Phone: 813-684-0016

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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12840 SOPHIA CIRCLE, Largo, FL, 33774

$630,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $504,000 $504,000 $504,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $219 $219 $219
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,186 $3,311 $4,219
Total Monthly Payment $3,497 $3,622 $4,530

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.