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Presented by![]() Julie Dateo |
Charming garden cottage one block from Main St, West Pelzer. New electrical wiring, new high-efficiency tankless water heater—never run out of hot water, and all Luxury Vinyl Plank throughout! The 3 bedrooms each have a private bath. The kitchen welcomes you with solid wood cabinets and ceiling, lots of counter space and an island to entertain guests. Enjoy the bright formal dining room that looks out on garden. The living room invites you to sit a while for coffee and dessert or to snuggle in for entertainment. The sunroom with wood-beam ceiling has multi-possibilities for office, exercise, or relaxing with a book. The lush gardens surround the home with blooms nearly year-round and include a strawberry patch, two mature blueberry shrubs, two fig trees with full in ground sprinkler system. Unwind in the adorable gazebo or on covered front porch. The large 2-car garage has an extensive work bench, plenty of storage for garden tools, and there's a large storage room for lawn mowers and more. Put your boat, RV, or extra vehicle in the attached carport. Walk two blocks to restaurants, shopping, or to let the kids enjoy Chapman Park. The current owner uses this as a residence and a money-making Air BnB. You'll love the warmth of the home and the endless possibilities, so come take a look today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$319,500
Sales Associate
William Raveis Real Estate
Phone: 617.938.2220
Julie.Dateo@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $255,600 | $255,600 | $255,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,616 | $1,679 | $2,140 |
Total Monthly Payment | $1,814 | $1,877 | $2,338 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.