![]() |
Step into luxury and modern elegance with this brand new 2024 built home in the highly sought-after Southern Creek community of Fernandina Beach! Nestled on a spacious half-acre lot, this 5 bedroom, 3 bathroom home to include a conforming bonus room, offers 2, 825 square feet of impeccable design and high-end finishes. Plus, with no CDD fees and a low HOA, you can enjoy a tranquil lifestyle with added savings! As you walk through the door, you'll be captivated by the sleek Shaw luxury plank flooring, stylish black matte fixtures, and a bright, open-concept layout designed for both comfort and sophistication. The heart of the home is the chef's dream kitchen, featuring white 42-inch cabinetry, gleaming quartz countertops, a stainless double wall oven, designer range hood, and an oversized island with a breakfast bar—ideal for hosting, cooking and gathering with loved ones.
Need a home office or extra space? The bonus room is the perfect flex space for work, play, or guests. Each of the three spa-inspired bathrooms is adorned with custom tile and elegant finishes, offering a retreat like feel. Step outside to the expansive lanai, where you can unwind with your morning coffee or entertain under the stars, all while enjoying the privacy of your lush, oversized backyard. Located just minutes from shopping, dining, entertainment, top-rated schools, and renowned medical facilities, this home delivers the perfect blend of seclusion and convenience. Never lived in and move-in ready don't miss the chance to be the first to call this stunning home yours! Schedule your private showing today! Terrific PRICE IMPROVEMENT!!! BRING YOUR OFFERS!!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $130 | $130 | $130 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,068 | $3,185 | $4,041 |
Total Monthly Payment | $3,290 | $3,407 | $4,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.