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Nestled in the vibrant Bayshore Gardens Condominiums, this charming condo is full of potential, offering a fantastic opportunity to make it your own! Located on the second floor in a 55+ community, this home provides a cozy and inviting space, perfect for year-round or seasonal Florida living. You'll love the privacy of this corner unit, with only one shared wall and a charming sitting area right outside the front door, perfect for relaxing and enjoying the surroundings. As you step into the threshold, your heart will surely be captured. This charming home boasts several key upgrades, including two recently replaced hurricane windows and a brand-new A/C unit installed just months ago. Enjoy stylish and durable laminate flooring installed in 2021, along with a new hot water heater from the same year. The bathroom was tastefully updated in 2021 with a new shower, commode, and fresh paint. Entertain with ease as the kitchen has access through both the dining room and hallway paired with lots of countertop space plus a closet pantry. Whether you're a gourmet chef or a casual cook, this kitchen has everything you need to create delicious meals. Welcome fresh air and natural light into your home with the enclosed and screened patio, perfect for savoring your morning coffee or indulging in a refreshing evening drink while enjoying the Florida foliage that surrounds you. Making your way to the Owner's Suite, experience the luxury of space with a king-size bed that fits effortlessly in the room with a private closet. You'll have plenty of room to relax and unwind in your private retreat featuring a private ensuite. Plenty of storage space with linen closets. An added bonus is the fact this unit has washer and dryer INSIDE the home. No more lugging your laundry to the community laundromat! This welcoming community offers both stairs and an elevator for your convenience, along with outdoor storage facilities. You'll find yourself just a few steps away from the heated swimming pool, the community office, and a shuffleboard court, making it effortless to entertain guests. Begin your day with a cup of coffee on your private balcony, extending your living space. The low monthly maintenance fee covers a host of essential amenities, including basic cable, common area taxes, access to the community pool, a fidelity bond, grounds and exterior maintenance, the services of a community manager, and trash removal. Please note that Bayshore Gardens does not permit pets, and unit rentals are subject to the condo association's policies, available after three years of ownership, with no short-term rentals allowed. Situated conveniently close to Bayshore Gardens Parkway, you'll enjoy easy access to abundant shopping, an array of restaurants, entertainment options, and medical facilities. Plus, you're only a 15-minute drive from the renowned Gulf Beaches, and I-75 is within easy reach. This property is not just a condo; it's a haven of comfort and style. With the remarkable upgrades and maintenance free community, you'll experience the ultimate modern living lifestyle. Don't miss the opportunity to make this your home sweet home.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $115,600 | $115,600 | $115,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $34 | $34 | $34 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $721 | $759 | $960 |
Total Monthly Payment | $830 | $868 | $1,069 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.