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Experience the quintessential Florida lifestyle at a NEW and very affordable PRICE —where WATERFRONT living meets community charm. This home is nestled within the 55+ Caribbean Isles Residential Cooperative in Apollo Beach, Florida. There is absolutely NO LOT RENT; here you will become a shareholder and participant in the operation of the community. This home offers 2 bedrooms and 2 full bathrooms across over 1, 000 square feet of comfortable living space. Sit out on your porch and watch your neighbors as they boat out to the Bay for a day of sightseeing and fishing. This property is a haven for boating enthusiasts and nature lovers alike. The home includes a boat lift on the canal, with a concrete seawall which is maintained by the association. The home has a NEW roof, new HVAC, and new ductwork, insulation and vapor barrier. The interior boasts a thoughtful layout designed for both relaxation and entertainment. The spacious living area flows effortlessly into the dining area and kitchen, creating an inviting atmosphere for gatherings. Both bedrooms are generously sized, and provide ample storage and comfort. The laundry area is conveniently located by the primary bedroom, and the Florida room provides even more space for family visits and entertaining. Beyond the home's interior, residents of Caribbean Isles enjoy a vibrant community atmosphere with a variety of amenities tailored to active adults. Whether you are seeking a peaceful retreat or an active lifestyle, this property offers the best of both worlds. The community's network of canals provides a seamless route to the bay, perfect for leisurely cruises or fishing adventures. Manatee and dolphin are often seen swimming down the canals in this community.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$180,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $144,000 | $144,000 | $144,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $79 | $79 | $79 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $910 | $946 | $1,205 |
Total Monthly Payment | $1,064 | $1,100 | $1,359 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.