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621 623 Thames Street, #C, Newport, RI, 02840 | $649,000
Fifth Ward Gem! Deep in the heart of Newport's Fifth Ward perches this beautiful newly converted condominium. This two bedroom, two bath, third floor walk-up has been renovated completely! The master bedroom boasts an ensuite bathroom. Hardwood floors throughout have been refinished to their original luster. Hardwood kitchen cabinets provide an abundance of storage. New LG and GE appliances - refrigerator, stovetop/oven with overhead exhaust fan, dishwasher, and microwave oven complete the modern fully-equipped kitchen with stunning granite countertops. Off the kitchen is a dedicated laundry closet with full-sized washer and dryer and extra storage space. The two bathrooms flaunt gorgeous neutral toned ceramic tile flooring and shower surrounds. Heavy duty glass enclosures add a special touch of class as well. The open concept living area is infused with natural light from all sides. A private deck off the dining area provides not only a place to relax outdoors, but spectacular tree-top and western horizon views including a window to the harbor to watch the boats and sunsets. Additional features include a new natural gas heat unit, energy efficient lighting, a low HOA fee, and two assigned off-street parking spaces! This prime location is an easy walk to Spencer Park, King Park on the harbor and the fabulous downtown center of Newport! Looking for a charming home with all the benefits of coastal living? Look no further!
Features
- Parking: 10-car
- Heating: Baseboard,Gas
- Cooling: None
- Amenities: Business Center,Playground,Trail(s),StorageBusiness Center,Marina,Near Schools,Playground,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s),Trails/Paths,Sidewalks
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Unit
- Complex: Fifth Ward
- Year Built: 1890
- Common Charge: $483 Monthly
- Approx Sq. Feet: 821
- Acreage: 0.11
- Est. Taxes: $4,000
- Lot Desc: Corner Lot,Paved
- View: Saltwater,Water
- Pets Allowed: Yes
- Appliances: Dryer,Dishwasher,Exhaust Fan,Microwave,Oven,Range,Refrigerator,Range Hood,Tankless Water Heater,Washer
- MLS#: 1377573
- Website: https://www.raveis.com
/prop/1377573/621623thamesstreet_newport_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
621 623 Thames Street, #C, Newport, RI, 02840
$649,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
| Monthly Tax Payment | $333 | $333 | $333 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,282 | $3,411 | $4,346 |
| Total Monthly Payment | $3,707 | $3,836 | $4,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB