24723 RIO VILLA LAKES CIRCLE, Punta Gorda, FL, 33950 | $309,000

Under contract-accepting backup offers. Impeccable Charm and the Perfect Florida Retreat with Lake water views. Fall in love the moment you arrive at this beautifully maintained 3-bedroom, 2-bathroom, 2-car garage home in the sought-after 55+ gated community of Rio Villa Lakes. Boasting over 1, 800 sq. ft. of living space, this home offers a lakefront setting and irresistible curb appeal. From the paver driveway and walkway to the welcoming grand foyer entrance, every detail exudes warmth and elegance. The thoughtfully designed split floor plan ensures maximum privacy, with the spacious primary suite featuring serene water views, a spa like ensuite bath with a soaking tub, tiled walk in shower, and dual vanities.  The open concept kitchen offers ample counter space, lots of cabinets, a pantry, and a breakfast bar that overlooks the living and dining area,  perfect for hosting and entertaining. Imagine sipping your morning coffee or unwinding in the evening on your screened lanai, taking in the tranquil lake views as ducks glide across the water. Additional features include: 2023 Roof & Downspouts,  Accordion Hurricane Shutters for peace of mind,  Water Softener System,  Newly Screened Lanai for ultimate outdoor enjoyment, and an Inside Laundry Room with cabinets and a utility sink for convenience. Ideally located near downtown, Fisherman’s Village, PG Airport, I-75, shopping, dining, and more. This home offers the ultimate Florida lifestyle with relaxation, beauty, and convenience all in one! Don’t miss out on this stunning home, schedule your private showing today!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2011
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,808
  • Acreage: 0.19
  • Est. Taxes: $5,221
  • HOA Fee: $760 Quarterly
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7499215
  • Days on Market: 158 days
  • Website: https://www.raveis.com
    /prop/C7499215/24723riovillalakescircle_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/9/2025 1:05:55 AM)
Listing courtesy of ERA CAPE REALTY   Phone: 239-542-1998

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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24723 RIO VILLA LAKES CIRCLE, Punta Gorda, FL, 33950

$309,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $247,200 $247,200 $247,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.037% 6.046%
Monthly Tax Payment $435 $435 $435
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,542 $1,624 $2,053
Total Monthly Payment $2,052 $2,134 $2,563

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.