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Welcome to your Beach House! This beautifully renovated home offers serene views of the Gulf of Mexico and is just a short walk to Golden Beach easement. This Key-West inspired elevated home has a complete wrap around walkway! The remodeled kitchen, includes an amazing brick floor, stainless appliances, custom cabinets with soft close, a coffee bar and a pantry. The quaint dinette area is just off the kitchen and is part of the Great Room. Check out the vaulted ceilings, a decorative floor to ceiling fireplace, ample space for lounging and double French doors which open to the large covered deck built to hurricane codes, allowing the gulf breeze flow thru! Each bedroom has its own renovated bath for privacy. Laminate wood flooring runs throughout the living and bedrooms. The huge covered deck off the back of the house is additional exterior living space as you will spend many hours relaxing amongst nature. Ascend to the upper deck and take in the Gulf view! Both spaces are amazing for entertaining as well as kicking back! The ground floor houses a one car garage with another two bays for a workshop, work out room or storage. No water damage from hurricanes! The front and back French doors are hurricane rated and there is protection for the remaining windows. Very quiet, innovative 3 mini split system for the a/c and heat pump which cools and heats evenly and is very energy efficient. Just set the temp and forget it. Furnishings available by separate agreement so your beach house could be ready to move into. Should you join the Golden Beach HOA for $50/yr, additional benefits are: parking for cars and carts, bicycle racks, guest privileges, beach access benches, and Gazebo with picnic tables and beach shower. Enjoy the Island lifestyle with its quaint shops, outside cafes, live theater, and much more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$765,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $612,000 | $612,000 | $612,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.179% | 6.288% |
Monthly Tax Payment | $702 | $702 | $702 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,020 | $4,068 | $5,161 |
Total Monthly Payment | $4,814 | $4,862 | $5,955 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.