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Welcome to this beautiful 2 bedroom/2 bathroom townhome in the peaceful & desirable Catalina Cove Community. Enter the private brick courtyard to the main entrance and two sets of French doors, fully fenced in for privacy. Step inside to the coastal-colored living room with a cozy wood-burning fireplace. Luxe vinyl flooring throughout. The dining room can host a large family or gathering of guests, if desired. The kitchen has all stainless steel appliances and a breakfast bar, perfect for a cup of joe or a quick meal! The bathroom on the first floor has a separate closet with a full-sized washer & dryer plus extra shelving. There is a first-floor closet located by the stairs, home to the water heater, electrical panel and ample/bonus storage. As you are led upstairs, you’ll find the split bedroom floor plan: A SPACIOUS primary ensuite and an equally impressive second bedroom, both with charming French doors that lead out to a private balcony. This lovely home has perfectly-skimmed ceilings, all new coastal-inspired interior paint, all new exterior paint and siding, ac (2017), new roof (2022), ample closets & a courtyard shed with flooring to secure storage, an entire home water softener system, assigned covered parking with generous additional guest parking, and the LOWEST HOA FEES AROUND: $320 per month! This community has a sparkling saltwater pool & newly resurfaced tennis/pickleball court. The grounds are impeccably kept. Pets are welcome (some restrictions)! Just mere minutes away from our gorgeous Gulf beaches, shopping and dining, major airports (St. Pete/Clearwater & Tampa International) 20 & 40 minutes away, close to the interstate to travel South or North to any destination you desire. Truly not to miss this stunning townhome. Come Live in the Dream!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.154% | 6.248% |
Monthly Tax Payment | $158 | $158 | $158 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,765 | $1,856 | $2,355 |
Total Monthly Payment | $1,998 | $2,089 | $2,588 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.