430 Cove Tower DR, Naples, FL, 34110 | $1,145,000

Rarely available "O4" end unit with customized 3 bedroom floorpan in Aruba at Cove Towers. Wiggins Pass and Gulf views with extra end unit windows letting the natural light flood in. At the 10th floor, you have a perfect combination of postcard perfect sunsets dipping into the Gulf, dolphins jumping in the Bay below, birds flying by, marina lights at night - this is the floor to have it all. The home has been fully renovated by the current owners. The floorpan was updated to include 3 full bedrooms, all new top of the line kitchen and bathrooms, Air Conditioner and water heater replaced recently, new lighting - everything has been updated so you only have to arrive and enjoy. Includes a premium garage parking space. An optional membership to the Tarpon Cove Club is available (boat shuttle to Wiggins Beach, tennis, fitness center, clubhouse with dining and many social events, tiki bar with bocce ball, fire pit and pool, boat slips available for lease/purchase, golf reciprocity off season). Cove Towers is North Naples' hidden gem, less than a mile to the Gulf, directly on Wiggins Pass with an optional Marina, built solid by WCI and flanked with several new construction towers starting at double the price. SIRS and Milestone reports have been completed showing the buildings have been well maintained and are fiscally sound. This is an excellent investment opportunity in Coastal North Naples.

Features

  • Building Design: High Rise (8+)
  • Parking: 1 Assigned,Electric Vehicle Charging,Guest,Under Bldg Closed
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 15
  • Amenities: Beach Access,Bike Storage,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Electric Vehicle Charging,Exercise Room,Extra Storage,Internet Access,Marina,Restaurant,Shuffleboard,Streetlight,Tennis Court,Trash Chute,Vehicle Wash Area
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: ARUBA AT COVE TOWERS
  • Development: COVE TOWERS
  • Year Built: 1999
  • Approx Sq. Feet: 1,754
  • Est. Taxes: $8,933
  • Condo Fee: $3,198 Quarterly
  • Master HOA Fee: $1,869
  • Lot Desc: Regular
  • View: Bay,Golf Course,Gulf,Gulf and Bay,Pool/Club,Tennis Courts
  • Community Type: Boating,Gated,Tennis
  • Water Front: Yes
  • Boat Access: Dock Lease,Dock Purchase,Wooden Dock
  • Pet Policy: Limits
  • MLS#: 225016766
  • Website: https://www.raveis.com
    /prop/225016766/430covetowerdr_naples_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Downing Frye Realty Inc.

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NMLS Mortgage Loan Originator ID 16953

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430 Cove Tower DR, Naples, FL, 34110

$1,145,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $916,000 $916,000 $916,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.750% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.949% 6.865% 6.726%
Monthly Tax Payment $744 $744 $744
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,715 $5,941 $7,979
Total Monthly Payment $6,584 $6,810 $8,848

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.