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Step into this LIGHT AND BRIGHT TOWNHOME WITH HIGH CEILINGS AND AN OPEN and airy feel! This is the LARGEST FLOOR PLAN IN the well maintained, low HOA fee, Little Ridge community. This MOVE IN READY HOME has 3 bedrooms, 2. 5-bathrooms and a SPACIOUS 2 CAR GARAGE! Nestled in a secure GATED COMMUNITY, this gem features stylish modern flooring throughout, lots of windows and two sets of sliders downstairs providing plenty of natural light. The PRIMARY BEDROOM IS A GENEROUS SIZE WITH A LARGE BATHROOM THAT BOASTS A DUAL VANITY, A BIG WALK-IN CLOSET, AND A LINEN CLOSET. TWO ADDITIONAL BEDROOMS UPSTAIRS HAVE AMPLE CLOSET SPACE and are an excellent size for kids rooms, office, guest room and more. The KITCHEN FEATURES INCLUDE A PANTRY CLOSET, PLENTY OF COUNTER SPACE AND AN ABUNDANT AMOUNT OF WOOD CABINETS. Soak up the fresh air on your private back patio. With a fantastic location, you’ll have everything you need right at your fingertips including shopping, medical facilities, VA facility, easy access to Tampa and close to some of Florida's most spectacular beaches! DOWNTOWN NEW PORT RICHEY IS JUST 10 SHORT MINUTES AWAY WHERE you can enjoy CONCERTS AND ACTIVITIES AT SIMMS PARK. AC system from 2017. VA AND FHA BUYERS WELCOME! This home was not affected by storms in 2024.
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Our Executive Mortgage Banker:
Our Insurance Division:
$269,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,999 | $215,999 | $215,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,365 | $1,436 | $1,808 |
Total Monthly Payment | $1,678 | $1,749 | $2,121 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.