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Under contract-accepting backup offers. Whether you are looking for a primary residence, a seasonal retreat, or an investment opportunity, this home offers a fantastic foundation for your vision. With its spacious lot (two parcels), convenient location, and endless potential, this Punta Gorda gem is ready for its next owner to make it their own, located in the peaceful neighborhood of South Punta Gorda Heights, this charming home offers a perfect blend of comfort, convenience, and space. Situated on an oversized lot, the property provides ample room for outdoor living, gardening, detached garage / workshop, or even adding a pool. Whether you envision relaxing in a serene backyard setting, entertaining guests, or simply enjoying the Florida sunshine, this home presents endless possibilities. For dining and entertainment, local favorites such as Fishermen’s Village and Laishley Crab House provide a taste of the area's vibrant waterfront lifestyle. Outdoor enthusiasts will appreciate the proximity to parks, nature trails, and marinas, perfect for boating, fishing, and exploring the beauty of Southwest Florida. The location is ideal for those who appreciate both quiet residential living and easy access to city amenities. Downtown Punta Gorda is just a 15-minute drive away, offering waterfront dining, boutique shopping, and scenic parks along the Peace River. For travel and commuting, Interstate 75 is conveniently close (5min), making trips to nearby destinations a breeze. Punta Gorda Airport is only a 10-minute drive, while Southwest Florida International Airport in Fort Myers is about 35 minutes away.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $247 | $247 | $247 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,087 | $1,130 | $1,440 |
Total Monthly Payment | $1,409 | $1,452 | $1,762 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.