876 CALLISTA CAY LOOP, Tarpon Springs, FL, 34689 | $539,000

This home has $294, 000 ASSUMABLE Mortgage at an AMAZING LOW INTEREST RATE! Welcome to Tarpon Springs’ premiere gated community of Callista Cay! End Unit townhome with private Elevator in Flood Zone X. This home does NOT require flood insurance & No flood damage incurred during any storms! Featuring a Private Elevator to every floor in your home! Includes 3 bedrooms, 2 ½ bathrooms, 2+ car tandem garage with room for 2 cars, plus a Golf Cart and all your toys! Fall in love with the gourmet Chef’s kitchen with 42in Soft close cabinets, Pantry closet, 5in Baseboards, Oversized Island with luxurious Quartz countertops, Range hood, Upgraded pull-out Kitchen drawers for ample storage and Beverage refrigerator! The open living space offers 10 foot ceilings, Luxury Vinyl flooring throughout and overlooks your large outdoor covered balcony perfect for entertaining or relaxing. Built in 2021 with Concrete block construction on all three floors and Hurricane-rated Sliding Doors and Windows! Upstairs offers two spacious bedrooms, perfect for home office or guest room and a lush Primary suite. The primary includes a Walk-in closet with custom shelving, Built-in Dresser drawer system, an En suite Bathroom with Dual vanities, custom tiled shower, and a beautiful Barn door. The HOA is only $380 / month and includes 150+ cable channels, high-speed internet, water, sewer, trash, recycles, community gate, exterior maintenance, professional landscaping, community pool and hot tub!! Nestled just minutes to downtown Tarpon Springs restaurants, festivals and shopping, as well as waterfront parks, beaches, golf courses, the Pinellas trail and the world famous Sponge Docks. Want to bring your boat? There is the potential to rent a boat slip from a current owner and access the blue waters of the Gulf in minutes! Inquire with listing agent! Ask the listing agent about the ASSUMABLE FHA LOW INTEREST RATE MORTGAGE!

Features

  • Elevator: Y
  • Amenities: Cable TV, Gated, Maintenance, Pool, Spa/Hot Tub
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 2021
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,828
  • Acreage: 0.08
  • Est. Taxes: $5,804
  • HOA Fee: $380 Monthly
  • View: Trees/Woods
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK
  • Appliances: Bar Fridge, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
  • MLS#: TB8350144
  • Days on Market: 85 days
  • Website: https://www.raveis.com
    /prop/TB8350144/876callistacayloop_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2025 7:05:39 PM)
Listing courtesy of FLORIDA REALTY INVESTMENTS   Phone: 407-207-2220

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

876 CALLISTA CAY LOOP, Tarpon Springs, FL, 34689

$539,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $431,200 $431,200 $431,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $484 $484 $484
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,725 $2,833 $3,610
Total Monthly Payment $3,301 $3,409 $4,186

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.