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This home has $294, 000 ASSUMABLE Mortgage at an AMAZING LOW INTEREST RATE! Welcome to Tarpon Springs’ premiere gated community of Callista Cay! End Unit townhome with private Elevator in Flood Zone X. This home does NOT require flood insurance & No flood damage incurred during any storms! Featuring a Private Elevator to every floor in your home! Includes 3 bedrooms, 2 ½ bathrooms, 2+ car tandem garage with room for 2 cars, plus a Golf Cart and all your toys! Fall in love with the gourmet Chef’s kitchen with 42in Soft close cabinets, Pantry closet, 5in Baseboards, Oversized Island with luxurious Quartz countertops, Range hood, Upgraded pull-out Kitchen drawers for ample storage and Beverage refrigerator! The open living space offers 10 foot ceilings, Luxury Vinyl flooring throughout and overlooks your large outdoor covered balcony perfect for entertaining or relaxing. Built in 2021 with Concrete block construction on all three floors and Hurricane-rated Sliding Doors and Windows! Upstairs offers two spacious bedrooms, perfect for home office or guest room and a lush Primary suite. The primary includes a Walk-in closet with custom shelving, Built-in Dresser drawer system, an En suite Bathroom with Dual vanities, custom tiled shower, and a beautiful Barn door. The HOA is only $380 / month and includes 150+ cable channels, high-speed internet, water, sewer, trash, recycles, community gate, exterior maintenance, professional landscaping, community pool and hot tub!! Nestled just minutes to downtown Tarpon Springs restaurants, festivals and shopping, as well as waterfront parks, beaches, golf courses, the Pinellas trail and the world famous Sponge Docks. Want to bring your boat? There is the potential to rent a boat slip from a current owner and access the blue waters of the Gulf in minutes! Inquire with listing agent! Ask the listing agent about the ASSUMABLE FHA LOW INTEREST RATE MORTGAGE!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $484 | $484 | $484 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,725 | $2,833 | $3,610 |
Total Monthly Payment | $3,301 | $3,409 | $4,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.