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Discover the charm of coastal living in this delightful 2-bedroom, 1-bathroom bungalow nestled in the heart of Belleair. The original hardwood floors and built-in cabinets, exude timeless elegance. The eat-in kitchen provides a cozy space for meals, while a versatile flex area opens seamlessly to a beautifully landscaped backyard with tropical flora. Out front, a majestic oak tree offers ample shade, adding to the home’s inviting curb appeal. Modern upgrades, including a tankless water heater, new insulation, updated ductwork (2024), fresh paint, and fabric hurricane shades, ensure comfort and peace of mind. Best of all, this home is located in Flood Zone X and did not experience any flooding during recent storms Helene or Milton.
Belleair, a charming coastal town with only 4, 500 residents, this home offers the perfect blend of small-town charm and access to fantastic amenities. The Pinellas Trail is just steps away, offering a scenic route for biking, jogging, or walking through Pinellas County. The Dimmitt Community Center is a hub of activity with pickleball, tennis, and community events, making it easy to stay active and engaged. Golf lovers will appreciate the home’s proximity to the prestigious Belleair Country Club, while numerous other courses in the area provide endless opportunities for year-round play.
Embrace a lifestyle where coastal serenity meets active living. This charming Belleair bungalow not only provides a cozy and inviting home but also places you at the center of a vibrant community filled with recreation, relaxation, and endless Florida sunshine.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,246 | $2,365 | $3,014 |
Total Monthly Payment | $2,401 | $2,520 | $3,169 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.