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This charming colonial located in the Inc Village of RVC . This home is accented by enchanting trumpet vines that give it a fairytale-like charm is nestled in the desirable neighborhood of Rockville Centre. The residence features a welcoming enclosed heated sunroom, guiding you into a warm and bright open living space. The living room with hard wood floors is anchored by a wood-burning fireplace and shiplap wall accent is flanked by a reading nook on one side and a den on the other, complete with a sliding door that leads to the back porch overlooking a spacious backyard and garden. The dining room opens seamlessly to a stainless steel and granite kitchen, offering a casual ambiance perfect for a busy family. As you ascend to the second floor, a stunning wrought iron and crystal chandelier highlights the staircase, leading you to three bedrooms and a four piece hall bath with vaulted ceilings equipped with a separate shower and a spa tub. Get ready to enjoy your backyard as soon as the weather warms up! The paved patio with pergola lined with wisteria vines is the perfect place for BBQ parties or just lounging around. Other notable features are CAC, Gas Heat, Cooking Gas, 2 Car garage, RVC Utilities, Oceanside SD and a full basement for storage. This home offers warmth, simplicity, and an easy uncomplicated lifestyle. Don't miss seeing this GEM!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $663,200 | $663,200 | $663,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.751% | 6.309% |
Monthly Tax Payment | $1,348 | $1,348 | $1,348 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,818 | $4,247 | $5,641 |
Total Monthly Payment | $5,258 | $5,687 | $7,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.