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Welcome to this delightful 3-bedroom, 2-bathroom cottage-style home situated on a spacious double lot (in an X flood zone!) in the vibrant coastal community of Gulfport, FL! Bursting with character, this home features a cozy wood-burning fireplace in the living room, built-in storage, and charming vintage-style tile in both the kitchen and guest bath. The primary suite offers a private retreat with a full ensuite bath for added convenience. The split floorplan gives serenity at the end of a long day with the guest bedrooms distanced from the primary. Step outside to your fenced-in backyard, perfect for pets or gardening, complete with a concrete pad for boat parking, and a covered seating area for year-round enjoyment. Relax on the screened-in patio, ideal for savoring Gulfport’s coastal breezes. Utilize the alley access to easily get your boat or water toys into the backyard. Located just minutes from Gulfport’s eclectic shops, dining, and waterfront parks, beaches, Stetson Law School, and Pasadena Golf and Yacht Club, this home is a true gem! A sprinkler system fed by well water keeps your garden lush and vibrant. Water heater and electrical panel have both been recently updated. Don’t miss your chance to own a piece of this charming artsy community. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $588 | $588 | $588 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,321 | $2,444 | $3,089 |
Total Monthly Payment | $2,984 | $3,107 | $3,752 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.