24 Fernon Ln, Palm Coast, FL, 32137 | $474,899

Welcome to Your Dream Home! Nestled in the highly sought-after, Palm Harbor neighborhood, this stunning property boasts four bedrooms, two baths, a three car court yard entry garage, 2, 209 sf of luxury, high ceilings and quality ceramic tile throughout. This open concept, Willow floor plan, features unparalleled craftsmanship, extensive builder upgrades, and many added owner enhancements. Step inside to the well-appointed gourmet kitchen featuring granite counter tops, custom cabinetry, upgraded stainless appliance package, tiled backsplash, recessed and pendant lighting, and a California style island that overlooks the sunlit breakfast area with built in buffet. The adjacent formal dining room creates opportunities to add a special touch of magic to holidays and special dates in your family's life. The spacious great room has an abundance of natural light, and a sliding glass door that leads to the screened lanai and private backyard. The primary suite, in a private wing of the home, offers a coffered ceiling, two walk-in closets, and a luxurious master bath with dual vanity, upgraded tile floors, and a walk-in gorgeous tiled and seamless shower. This versatile home is further enhanced by three additional bedrooms, one of which is being used as a den, beautifully upgraded guest bath, a separate laundry room with washer and dryer, and a three-car garage. The beautifully manicured landscaping creates a serene and inviting atmosphere, perfect for relaxing and entertaining guests. The extended screen lanai provides a perfect space for year-round enjoyment and is a great space to host your next cook out or party. Additional highlights include blinds throughout, upgraded hardware, upgraded light fixtures, recessed lighting, ceiling fans throughout, custom interior paint, upgraded front entry door with screen door, rounded drywall corners, interior and exterior TV mounts, upgraded architectural shingle roof, programmable irrigation system, complete gutter package, water softener, Apex garage floor coating, garage door screens, shelving in garage, generator pre-wire, storm shutters, solar attic fan, upgraded landscaping with perimeters and rocks, garage attic pulldown stairs, and side door off the garage. Furniture is negotiable. This exquisite residence is like new and has been meticulously maintained. Schedule your private showing today!

Features

  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 10019
  • Style: Single Family Home
  • Year Built: 2022
  • Heating: Central,Heat Pump
  • Cooling: Central
  • Approx Sq. Feet: 2,209
  • Acreage: 0.23
  • Lot Size: 10019
  • Est. Taxes: $5,645
  • MLS#: 250943
  • Days on Market: 88 days
  • Website: https://www.raveis.com
    /prop/250943/24fernonln_palmcoast_fl?source=qrflyer
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Listing courtesy of Watson Realty Corp (US1 South)

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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24 Fernon Ln, Palm Coast, FL, 32137

$474,899

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $379,919 $379,919 $379,919
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.063% 6.152%
Monthly Tax Payment $470 $470 $470
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,401 $2,496 $3,180
Total Monthly Payment $2,946 $3,041 $3,725

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.