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Introducing a BRAND-NEW home in Walker's Pointe, move-in ready, offering incredible value without sacrificing space or functionality! This spacious Chattooga plan features over 2400 square feet, with three bedrooms, two and a half bathrooms, a formal dining room, a flex room, laundry room, and a versatile multipurpose room. The exterior boasts durable cement plank siding, accented by charming posts on the front porch for a welcoming look. A covered front porch, glass front door, and flickering gas lantern bring a touch of Southern Charleston charm. Step inside and be greeted by a grand entryway leading into the formal dining room. Further down the hallway, you'll find an open-concept kitchen and living room. The living room has 9' ceilings, a gas fireplace with tile surround, large windows that allow plenty of natural light, and views of the backyard. The kitchen is equipped with ample shaker-style cabinetry, granite countertops, a large island, and a separate pantry. Stainless steel appliances include a gas range, built-in microwave, dishwasher, and garbage disposal. The main level also offers a 12x9 flex space, ideal for an office, den, or playroom. Upstairs, the private main suite features a luxurious en-suite bathroom with double sinks, a tiled shower with a fiberglass pan, a separate water closet, a linen closet, and an expansive walk-in closet. Close by, you'll find the laundry room, two additional bedrooms, and a spacious full bathroom with an extra linen closet. For additional flexibility, don’t miss the 14x10+ flex room upstairs. Other highlights include two-panel shaker interior doors, square interior casing and trim, upgraded modern vanity lighting with seeded glass, ceiling fans in every bedroom, ceramic tile floors in the bathrooms, nine-foot ceilings downstairs, and crown molding in select areas. The property also comes with a covered back porch, a painted and trimmed garage with automatic opener, gutters, a gas water heater, partial irrigation, and sod included. This home sits on nearly half an acre and is located within the highly-rated North Pointe Elementary, McCants Middle, and T. L. Hanna High School districts. Enjoy the benefit of NO CITY TAXES!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $57 | $57 | $57 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,271 | $2,391 | $3,047 |
Total Monthly Payment | $2,403 | $2,523 | $3,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.