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Beautiful 3BR/2. 5BA home located in Magnolia Trails in Gibsonton, close to Hillsborough Bay, multiple nature preserves, transportation, dining, and shopping. Upon entry, you will find stunning porcelain tile throughout the first level. To the immediate left is a conveniently located half bathroom. Moving into the home showcases a bright, open layout with the Dining room, Living room, Kitchen and Dinette area. The Kitchen features quartz counters, walk-in pantry, a breakfast bar, and stainless appliances. Ascending to the second level, you find a bright loft with butcher block tables. To the left is the Primary bedroom boasting a HUGE walk-in closet and En Suite bathroom, including a dual sink vanity, garden tub, and separate glass shower. Also located on the upper level are two additional bedrooms as well as an additional full bathroom. Sliders from the dinette lead to a large, pavered back patio (2024), perfect for weekend BBQs and holidays with friends and family. Upgrades to the gorgeous home include a new roof in 2023, new porcelain floor tile and hot water heater as well as the half bath remodel and downstairs paint in 2024, painted cabinets 2023 and new downstairs lighting in 2022. This home is ready for you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,846 | $1,918 | $2,444 |
Total Monthly Payment | $2,226 | $2,298 | $2,824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.