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All Ages/NO HOA Community of OAKHURST -- IN-GROUND SALT WATER POOL HOME WITH FENCED YARD – This 1, 558 Sq Ft BLOCK CONSTRUCTED home sits on a CORNER LOT and has a WOOD BURNING FIREPLACE, 3 Bedrooms, 2 Baths (UPDATED), Large Sunken Living Room, Separate Family Room/Office, and Kitchen with a Breakfast Nook & Breakfast Bar!! -- HVAC: 2022 (2-Ton 16 Seer HVAC with Upgraded Thermostat) -- WATER HEATER (GAS): 2015 -- ROOF: 2008 -- Refrigerator: Nov 2023. – DRAIN FIELD REPLACED 3/2024 – Updated Luxury Vinyl Plank Flooring, and Tile/Carpeting in the Bedrooms. – Ceiling Fans, Slider Glass Doors, Arched Entries to some Rooms – The Guest Wing has 2 Bedrooms, Hall Closet, and Updated Guest Bathroom! -- Owners Bedroom Suite Features a SPACIOUS 15ft x 16ft Bedroom, En-suite Bathroom with Dual Sinks, Dual Closets, Private Privy and 2024 UPDATED CUSTOM STEP-IN SHOWER with Acrylic Walls & Floor Pan, DUAL Showerheads, Exhaust Fan, Overhead Light, Frosted Window to Side Yard, Grab Bar, Custom L-Shaped Shelf!! - The OUTDOOR LIVING Space is AMAZING!! 31 Ft x 17 Ft Salt Water In-Ground POOL with Pool Deck, Rock Mulch, Wood Privacy Fencing AND an Additional Area with a 4 Ft Chain Link Fence, Pavered Patio (Perfect for Grilling) and Grassy Area (Dog Run). -- There is also a Rear Covered and Screened Porch for Outdoor Entertaining! -- The Garage is a SIDE LOAD 1 Car Garage, with Pull-Down Stairs to the Attic, and is on City Water with a Septic System, Gas Heat, Gas Water Heater, Electric Kitchen Appliances. **Don’t Miss Out on this GEM with your own PRIVATE SWIMMING POOL!!!**
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,512 | $1,590 | $2,002 |
Total Monthly Payment | $1,949 | $2,027 | $2,439 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.