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A BOATER'S LIFE COULD BE YOUR DREAM COME TRUE IN THIS BEAUTIFUL TOP FLOOR END UNIT WITH STUNNING CANAL VIEWS! Turn the key and go play for the day as you sail away from your maintenance-free home here in the quaint Palm Bay condo community in Punta Gorda Isles! This residence boasts a light and bright 2 bedroom PLUS OFFICE/DEN, 2 bath open floor plan that comes with a 1-CAR GARAGE, and just several STEPS AWAY FROM YOUR OWN ASSIGNED BOAT SLIP with water and electric, AND A 7, 000 lb BOAT LIFT (installed 2018). Enjoy DIRECT SAILBOAT ACCESS through Buckley’s Pass or Ponce de Leon Inlet to the sparkling Charlotte Harbor and out to the Gulf. Upon your return, relax in the tropical setting of the pool and spa area while sipping a cold drink and catching up with neighbors. The owner’s ensuite is located in the rear with a canal view to wake up to every day, and it has standard and walk-in closets for plenty of storage, double vanity sinks and shower. The guest bedroom is located in the front of the unit, providing a private retreat for family and friends. The office/den/flex room also provides extra space to meet your needs. A very spacious kitchen will delight the family chef with granite counters, ample storage with drawers and cabinets with some pull-out drawers, and a breakfast bar. The great room's glass sliding doors open to a private screened lanai, offering serene views of the canal, boat docks, and pool area. Separate laundry room with storage cabinets, utility sink, and washer and dryer are included. Peace of mind with hurricane-rated windows for home protection from any storm threat. New tile roofs were recently installed on the buildings (2023) for added long-term protection for residents. Fees include community heated pool, spa, building and grounds maintenance, AND WATER AND SEWER. Guest parking available onsite. The Punta Gorda Isles community is a treasure for outdoor enthusiasts with miles of sidewalks throughout for walking and biking that will take you right into downtown. This idyllic location is just moments away from the vibrant Fishermen's Village, colorful Punta Gorda Nature Park, serene Ponce de Leon Park, St Andrews Golf Club, PGI Civic Association with many active clubs to join for more social fun, and the exclusive Isles Yacht Club. Indulge in shopping at downtown Punta Gorda's boutique shops and dine at the many local restaurants and savor the culinary delights prepared by exceptional chefs who are eager to tantalize your taste buds. Punta Gorda Airport/Allegiant Airlines is also nearby for convenient traveling. Start your new lifestyle, where every day feels like a tropical vacation!
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $140 | $140 | $140 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,922 | $2,023 | $2,578 |
Total Monthly Payment | $2,137 | $2,238 | $2,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.