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Loved by the same family since 1966, this 5 bedroom, 1. 5 bath New Englander is sited on just over an acre of land and is ready for its new owners. Located in the Grange, it is on the outskirts of Lancaster, but close to town for all the amenities. The family cook will enjoy the large eat-in kitchen with plenty of cupboards and counterspace to prepare the family meals. The washer & dryer are located in an alcove just off the kitchen for convenient access. The living room offers lots of natural light and there is a first floor bedroom and a half bath located just off of the living room. Upstairs you will find four bedrooms, an alcove which could be used for an office space and there is a full half bath. An enclosed front porch provides a great outdoor space to relax at the end of the day. The house and garage need to be updated, so bring your HGTV ideas and put your own touch on it. There is a pass-through mudroom/workshop between the barn and the house. The attached barn/garage has lots of space to store equipment and gear. There is also a large level yard for gardening or fence in an area for your pets.
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$174,000
William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $139,200 | $139,200 | $139,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $267 | $267 | $267 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $868 | $914 | $1,165 |
Total Monthly Payment | $1,210 | $1,256 | $1,507 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.