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Delightful Dunedin, NON FLOOD ZONE block home with attached garage, located in the heart of the Golf Cart Zone! Use as a 3 bedroom or 2 bed with bonus room for dedicated office space! Freshly painted inside and out, including two trompe l’oeil art accents by famous Dunedin Orange muralist. Step inside to an open floor plan full of natural light, modern finishes and a kitchen recently appointed in 2025 with new quartz countertops, eat in bar, a deep sink and new stainless-steel appliances, including a BRAND NEW induction stovetop with convection oven! The dining area has a built-in display cabinet for your art or dishware, and a granite topped hutch with LED lighting. The living room leads to frosted glass barn doors that open to a light and airy bedroom surrounded by three walls of windows and slate tile floors. Down the hallway you will find two additional bedrooms, both with ample closets and multiple windows, one with low maintenance laminate flooring and one with highly prized terrazzo hidden under new carpet and frosted glass closet doors! The hall bath is light and bright, with a seamless, fully tiled, step in shower and modern vanity. Three additional closets provide storage for linens, beach gear and all of the things you need to live the Florida lifestyle. As you exit the back door and onto the pavered patio in the backyard, you will find a screened gazebo with café lights, misters and a fan, as well as multiple outdoor outlets for your grills and other powered items. The yard is large and an open canvas for your landscaping desires, add a pool or putting green to enjoy endless Florida summers all year long! A storage shed, complete with lighting and electric sits at the far side of the yard. The vinyl fence has a double swing gate, allowing for a boat or trailer to be stored in the side or rear yard. Invite friends or family for a day at world-famous Honeymoon Island or Caladesi Island, with plenty of parking on the long pavered driveway and an extra parking pad for your boat or toys! Minutes from Downtown, the Pinellas Trail, Dunedin Golf Club and a short stroll to the Rec Center, public pool, splash pad and Fine Arts Center. Located in a quaint, coastal neighborhood with multiple entrances to Hammock Park, as well as a shortcut over the bridge to Highland Park for pickleball, baseball, playgrounds and numerous events including the renowned Highland Games! Watch sunsets nightly at the marina, drop a kayak right in Hammock Park, visit the butterfly garden, enjoy your nights in vibrant downtown, or cart around to the many waterfront greenspaces that make Dunedin unique!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,991 | $2,097 | $2,672 |
Total Monthly Payment | $2,471 | $2,577 | $3,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.