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A boaters tropical paradise awaits you in this property located on the Central west Coast of Florida. This home sits on one of the widest, deepest canals located on Anna Maria. Imagine your morning routine starts with a walk on the beach gathering shells and finishes with having some cocktails on the porch watching the sunset. That’s island living for you. This three-bedroom, three-bath home is on a quiet cul-de-sac in Holmes Beach! This home has direct access to Tampa Bay from the canal and your 50-foot dock. There is also a 5000lb boat lift. With your private dock, you can be out on the open water in minutes, with no bridge restrictions for boat height. This property has one of the widest deepest canals on the island and offers direct access to Bimini Bay, Tampa Bay and the Gulf of Mexico. This property has been lived in by a multi-generational family and is designed for comfort and relaxation. The primary bedroom features an ensuite bathroom, a generous walk-in closet with the original terrazzo flooring. Relaxing in the Florida room you can spend all your time watching the wildlife, dolphins and manatees in the canal. The second floor offers an efficiency with 1 bedroom, 1bathroom and living room. This second story addition offers a panoramic view of the island and wonderful sunrise and sunset views. This well-loved home is ideal for full or part-time residents, or for investors looking to rent on a monthly or annual basis. Come live the Island life and enjoy all that Anna Maria Island has to offer!! Hop on the Anna Maria trolley to spend the day exploring Anna Maria Island. Also, just a short walk away are Anna Maria Island’s famous beaches and a variety of local dining and shopping opportunities. For golfers, there is a course on the island, the private Key Royale Golf Club.
Recently affected by flooding from Hurricane Helene & Milton. Seller's have started remediation, including the removal of drywall, kitchen, bathrooms. . . . providing a blank canvas for your creative vision. The upstairs apartment was not affected by the storms. Don't miss this opportunity to restore and personalize the space to your liking! New photos were taken to show post hurricane remediation.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $956,000 | $956,000 | $956,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.898% | 6.739% | 6.560% |
Monthly Tax Payment | $1,213 | $1,213 | $1,213 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,886 | $6,121 | $8,262 |
Total Monthly Payment | $7,224 | $7,459 | $9,600 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.