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25 Chalker Beach Road, Old Saybrook (Chalker Beach), CT, 06475 | $524,900
Cute and Compact! This delightful cape is snuggled back from the street on a half-acre lot of serene comfort and convenience. A perfect starter home, downsizer, city retreat or condo alternative. Built in 1986 with approximately 1144 square feet, (HOUSEMEASURES 768 FIRST FLOOR & 376 SECOND FLOOR - TOTAL 1144 SQ FT). Two bedrooms, 2 full bathrooms, a two-car garage and storage shed with power. Nicely laid out interior boasts a generous living room with propane fireplace and sliders to an oversized deck (24x12) for summer enjoyment. A galley style kitchen is nicely appointed with lots of storage, laundry closet and easy access to a formal dining room. Both second floor bedrooms are spacious and bright. This home has been nicely maintained with the recent additions: new stair/landing carpeting, new Microwave, 2-year-old-furnace (propane), 2-year-old water heater. Minutes to OS town beaches, town center, shopping and major routes. House is out of Flood Hazard zone- No flood insurance. House is NOT in the WPCA Chalker Beach targeted area. House is not in the Chalker Beach Association -no dues required. The yard has plenty of space for the addition of a vegetable garden, volleyball, bocci court and your furry family member!
Features
- Town: Old Saybrook
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Main Level
- Style: Cape Cod
- Year Built: 1986
- Garage: 2-car Attached Garage,Paved,Off Street Parking,Driveway
- Heating: Hot Air,Zoned
- Cooling: Central Air
- Basement: Crawl Space,Sump Pump,Hatchway Access,Concrete Floor
- Above Grade Approx. Sq. Feet: 922
- Acreage: 0.57
- Est. Taxes: $3,993
- Lot Desc: Level Lot
- Elem. School: Kathleen E. Goodwin
- High School: Old Saybrook
- Appliances: Gas Range,Refrigerator,Dishwasher,Washer,Electric Dryer
- MLS#: 24072448
- Website: https://www.raveis.com
/prop/24072448/25chalkerbeachroad_oldsaybrook_ct?source=qrflyer
Listing courtesy of Coldwell Banker Realty
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Skylight | 11.0 x 15.0 | Upper |
| Dining Room | Laminate Floor | 9.4 x 13.0 | Main |
| Kitchen | Pantry,Tile Floor | 12.0 x 13.0 | Main |
| Living Room | Gas Log Fireplace,Sliders,Laminate Floor | 16.0 x 23.0 | Main |
| Primary Bedroom | Skylight | 14.0 x 15.0 | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 10930
203.641.8287
Dave.Beckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
25 Chalker Beach Road, Old Saybrook (Chalker Beach), CT, 06475
$524,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Dave Beckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $419,920 | $419,920 | $419,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $333 | $333 | $333 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,654 | $2,759 | $3,515 |
| Total Monthly Payment | $3,079 | $3,184 | $3,940 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524