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42 Crocus Lane, Smithtown (Commack), NY, 11725 | $619,999
Your search is over . . . Come quickly to see this cozy Home in the sought after town of Commack! This bright and airy 3 Bedroom Ranch Style Home has endless possibilities to fit your needs. Walk into an inviting open floor plan layout with a spacious Living Room and very roomy Eat in Kitchen with plenty of space for your Family and Friends. This Home offers a very desirable main floor Master Bedroom with a large double Closet plus two other Bedrooms and an oversized Full Bath, all of which have plenty of wonderful natural light. This Home also has a great size full partially finished Basement with so much room to customize for your Family’s needs. The Basement has a large finished area, Laundry area, Workroom area, new Windows and a designated setup for a full Bathroom . . . Oh, the possibilities! The Home is situated on a lovely corner lot with a very spacious fenced in Backyard. It has a large oversized Driveway that can fit up to 5 cars which leads to a spacious one car Garage with extra storage. This property also includes Central Air, a 2 year old full House Generac Generator with a transferable 10 Year Warranty, 5 year old Roof, updated Windows, updated Hot Water Heater, updated Vinyl Siding and Gutters, front and back in-ground Sprinklers, updated Electrical Service and updated Cesspool system. Close proximity to Parkways, Shopping, Restaurants, Beaches and more! Included in this homes many great features is it’s low property taxes! So don’t hesitate and come make this Ranch Style Home your very own!
Features
- Town: Smithtown
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full
- Laundry: In Basement
- Style: Ranch
- Year Built: 1957
- Garage: 1-car
- Heating: Forced Air
- Cooling: Central Air
- Basement: Full, Partially Finished, See Remarks, Storage Space
- Approx Sq. Feet: 1,100
- Acreage: 0.32
- Est. Taxes: $8,255
- Lot Desc: Back Yard, Corner Lot, Level, Near Shops, Sprinklers In Front, Sprinklers In Rear
- Elem. School: Pines Elementary School
- Middle School: Hauppauge Middle School
- High School: Hauppauge High School
- School District: Hauppauge
- Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Refrigerator, Washer, Gas Water Heater
- MLS#: 824075
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/824075/42crocuslane_smithtown_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
42 Crocus Lane, Smithtown (Commack), NY, 11725
$619,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $495,999 | $495,999 | $495,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
| Monthly Tax Payment | $688 | $688 | $688 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,094 | $3,258 | $4,152 |
| Total Monthly Payment | $3,874 | $4,038 | $4,932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535